Primary and Secondary Schools
"Our boiler is toast!" the school superintendent said when reporting the claim. Sediment caused a low water condition and overheating. Classes were canceled and a temporary boiler was rented so the school could reopen during repairs.
Physical Damage: $98,500
Extra Expense: $25,164
Total Paid Loss: $123,664
The compressor for a school's air conditioning system was tripping off line because of low oil pressure. Damaged compressor bearings required major repairs.
Total Paid Loss: $50,725
Severe arcing caused extensive damage to a high school's electrical system when workers connected cables to new air conditioning chiller units. Repairs had to be rushed so renovations could be completed in time for the new school year.
Total Paid Loss: $76,927
During a night high school football game, the lights on one side of the field and the parking lot went out. The fire department was called as poles and transformers sparked and smoked. Two transformers and underground wiring had to be replaced.
Total Paid Loss: $55,908
Air conditioning was lost in a public school when a bearing broke down in a compressor oil pump. Students and teachers were inconvenienced, but the weather remained cool enough to continue classes until the equipment could be repaired.
Total Paid Loss: $50,725
A school marching band was practicing indoors when part of the floor collapsed, spreading dust and debris over 30 computer terminals in the room below. The PCs were cleaned and checked under the school's computer systems policy.
Total Paid Loss: $6,172
Efforts to save on fuel costs backfired when a public school's boiler broke down. The boiler was turned off at night. The sudden rush of cold water when it was restarted each morning eventually caused overload and thermal shock.
Total Paid Loss: $60,000
A boiler's feed pump and low water cut-off mechanism broke down. The boiler overheated and repairs required removal of asbestos.
Physical Damage: $86,386
Extra Expense: $7,800
Total Paid Loss: $94,186
Underground wiring short-circuited, damaged electrical system components and cut off power to a school. Without refrigeration, the cafeteria staff had to discard hundreds of pounds of raw meat.
Total Paid Loss: $102,510
Arcing destroyed a 16-switch electrical distribution panel. The breakdown kicked out the school's main breaker, causing the school to close temporarily.
Total Paid Loss: $50,131
The motor on a 20-ton air conditioning unit short-circuited. Another unit was rented to keep the school open during repairs.
Physical Damage: $28,925
Extra Expense: $17,549
Total Paid Loss: $46,474
A transformer leaked oil from a bushing on to a load break elbow, resulting in arcing. The breakdown caused a voltage surge that damaged school telephone systems.
Total Paid Loss: $34,465
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