Equipment Exposures

Retail

Retail stores must attract and hold their customers if they want to make the sale. A modern retail establishment uses a full range of equipment including electronic cash registers and Point-of-Sale (POS) systems, electrical distribution systems, multi-line (PBX) telephone systems, security systems, inventory control systems, heating and cooling equipment and commercial grade sound systems. In stores that are tenants in a larger complex, such as a shopping center, the store is usually dependent upon the building owner to supply the services they need, so an equipment breakdown to the building owner's equipment can cause a business interruption to the retail store.

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