Loss Examples

Hospitals and Medical Centers

An emergency generator operated when a slight power reduction automatically activated the emergency electrical system. The generator produced overvoltage, causing damage to various patient-monitoring equipment and the solid-state fire alarm system.
Total Loss: $60,337

Electrical arcing occurred in a cardiac catheterization machine, which caused damage to a high voltage cable and other electrical apparatus.
Total Loss: $40,995

A 1500 kVA transformer was damaged while in operation, causing damage to adjacent electrical system switchgear.
Total Loss: $71,799

The rotating cylinder door assembly of a 400-pound commercial washing machine opened during the extract cycle, damaging the basket and inner and outer shells.
Total Loss: $61,475

CT scanner, ultrasound and x-ray machines shorted out when the maintenance crew pulled wires through a conduit and a neutral wire came into contact with a high voltage cable. Equipment was rented while replacements were being obtained.
Physical Damage: $339,283
Extra Expense: $ 66,097
Total Loss: $405,380

Blades of a cooling tower fan broke off during operation. The cause was vibration due to loose couplings. There was also damage to the shaft of the gear set connected to the fan.
Total Loss: $12,600

A CT scanner was damaged by higher than normal temperature when the air cooling system malfunctioned. Physicians lost income because they could not do scans for five days.
Physical Damage: $42,013
Business Interruption: $18,594
Total Loss: $60,607

A stator retaining bolt on a 100 hp hermetic motor broke. A piece of the bolt went into the stator windings and caused a motor breakdown. The motor was replaced.
Total Loss: $15,044

As a result of an overspeed condition, the centrifuge (used to separate blood cells) suffered a centrifugal breakdown, resulting in total destruction. The centrifuge was replaced.
Total Loss: $19,997

Doctors and nurses in a hospital's operating rooms noticed that air coming from vents was extremely humid. An investigation revealed that a float was stuck in an air dryer. Water in the lines damaged transducers and filters.
Total Loss: $16,989

The main switchboard and cables burned out due to an insulation failure.
Total Loss: $137,065

When the flow of chilled water was interrupted, an air conditioning system remained in operation until an evaporator froze, damaging many tubes.
Total Loss: $80,451

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