Loss Examples

Automobile Services

A hydraulic lift in an auto repair shop had to be replaced after welds gave way. The stops came off the lift and one of the rams went past its travel, cutting deep grooves and damaging bearing surfaces.
Total Paid Loss: $9,042

A power surge in a small neighborhood auto repair center damaged a balancing machine, computer test center and another diagnostic machine.
Total Paid Loss: $10,500

A computer that controlled a service station's 11 fuel pumps and an emissions testing machine was damaged by a power surge. The accident occurred when a utility transformer serving the location shorted out.
Total Paid Loss: $10,000

During a routine wheel alignment, the operator tried to lower the lift machine and the air locking pins failed to release. The lift runway tilted and the car shifted, damaging the runway and other lift parts, the power unit and motor.
Physical Damage: $22,751
Business Interruption: $6,000
Total Paid Loss: $28,751

The control system for an unmanned fuel dispensing station was damaged by a power surge. As a result, the fuel pumps would fail to operate when a customer inserted a credit card.
Total Paid Loss: $18,304

Electrical arcing damaged a power panel and a gasoline controller computer. The computer system would no longer properly track sales and fuel inventory.
Total Paid Loss: $10,337

A wheel alignment machine broke down and had to be replaced because parts were no longer available for the obsolete model.
Physical Damage: $5,393
Business Interruption: $2,676
Total Paid Loss: $8,069

A cable snapped on a hydraulic lift used with a wheel alignment machine and caused a locking device to fail. Damaged parts included the front and rear lift supports.
Total Paid Loss: $6,000

A power surge damaged electronics in an auto service facility, including a computerized diagnostics system, telephones, paging system and security system.
Total Paid Loss: $33,388

A valve on an air compressor pump breaks while the air compressor is running.
Total Paid Loss: $20,849

A computer circuit board at a car wash short circuits. The operation is shut down.
Physical Damage: $8,890
Business Interruption: $2,850
Total Paid Loss: $11,740

A pump breaks down suddenly at a car wash. It is several hours before it is repaired.
Total Paid Loss: $4,840

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