Farmowners Coverage Summary
Farmowners equipment breakdown coverage pays for losses such as:
- Direct physical damage to covered equipment
- Lost farm income arising from a covered breakdown
- Expenses to limit loss and speed recovery
- Loss value of spoiled products and materials due to breakdown
Equipment breakdown covers risks standard farmowners policies don’t:
- Mechanical breakdown
- Electrical short circuits
- Centrifugal force
- Boiler overheating, cracking and bulging
- Pressure vessel bulging cracking and collapse
Equipment breakdown covers a wide range of equipment:
- Pumps for irrigation and farm animal water supply
- Generators to power farm machinery and for back-up power
- Farm refrigeration units
- Boilers and pressure vessels
- Heating and cooling systems
- Farm water heaters
- Mechanical equipment
- Electrical distribution systems
- Heating and cooling systems
- Computers and electronic equipment
- Stationary farm machinery, engines and motors