HSB Back Up for Computer Systems
HSB Back.Up is a multi-peril insurance policy for computer systems. This insurance is designed to cover business owners for property damage to computers, computerized equipment and media caused by:
- Fire
- Extended perils - lightning, windstorm, hail, smoke, etc.
- Mechanical breakdown
- Electrical arcing and electrical short-circuits
Click these links to review the HSB Back.Up policy forms:
Computer systems play a very important role in today’s business world. A loss or breakdown of a system is not only costly, but can have a significant impact on a business’ ability to operate. Optional coverage is available for:
- Business interruption
- Software and data reconstruction costs
- Extra expense to restore operations or to rent equipment
- Theft
- Duplicates / back up data and media stored off site
- Off premises coverage for equipment while in transit
The Insured must have all of their computer equipment attached to an Underwriters Laboratories (UL) listed and Transient Voltage Surge Suppression “TVSS” inscribed power surge suppression device.