Essential Coverage Every Homeowner Needs

A hot water heating system’s water control valve failed mechanically, allowing water to escape and cause damage to the home. The piping system and valve required replacement and repair.Total Loss: $2,871

A home dehumidifier unit sustained mechanical damage and was replaced by a new unit since repairs would have cost more.Total Loss: $6,044

An air conditioning compressor operating in an overheated condition for an extended period failed electrically and had to be replaced.Total Loss: $5,101

A main electrical panel’s circuit breaker failed to trip as designed, overloading and overheating wiring, lighting switches, outlets and appliances which had to be replaced along with the circuit.Total Loss: $13,992

A built-in stove range experienced control device failure, burning out the range elements, which had to be replaced.Total Loss: $1,544

An underground water pipe burst during a spring freeze. In addition to excavation and pipe repair, landscaping was required to repair a garden damaged in the process.Total Loss: $2,700

When home equipment repairs are needed, the service call alone can be $100 or more. Consider our homeowner’s equipment breakdown coverage, Home Systems Protection. It can cover the cost of the service call and the actual cost to repair or replace the system when it accidentally breaks down.

Save energy and money, and protect your home’s assets. How? With MyHomeWorks™, a website loaded with tips on how to manage energy usage and costs, and tools to catalog your home’s personal assets. This free, online tool is now available with our Home Systems Protection coverage. Make MyHomeWorks™ work for you.

With Home Systems Protection coverage your heating systems, as well as other critical home equipment will be covered for both mechanical and electrical breakdowns not covered under the typical homeowners policy.

Most homeowners never think about mechanical and electrical breakdowns in the home until something goes wrong that their insurance doesn’t cover. Adding Home Systems Protection to your homeowners policy covers this gap. Don’t assume your home’s critical equipment is covered without this important protection.

With Home Systems Protection coverage your cooling systems, as well as other critical home equipment will be covered for both mechanical and electrical breakdowns not covered under the typical homeowners policy.

Did you know that, as a homeowner, you may be responsible for damage to the underground power and communication lines and water and sewer piping outside your home? Did you know that you now have protection with our new Service Line coverage today?